Just a 7-minute walk to the Richard St. Light Rail, this classic Jersey City townhome offers timeless character and unmatched convenience. Featuring a traditional layout with soaring ceilings, a preserved original banister, and dual sets of French doors leading to a formal dining room, the home exudes charm throughout. Generously sized rooms flow from a spacious kitchen out to a private backyard oasis--perfect for entertaining or relaxing. Upstairs, you'll find three oversized bedrooms tucked away in a private living quarter. One of the standout features of this property is the 1-bedroom, 1-bath in-law suite with a private entrance at the garden level--ideal for generating rental income, hosting guests, or creating a flexible home office space. Enjoy easy NYC commutes, classic architecture, and modern-day potential--all in one.**Plus, eligible buyers can take advantage of special financing programs with preferred lender Cross Country Mortgage, for grants ranging from $8,000 to $22,000 available for down payment or closing cost assistance.**